Travel Insurance
SAFETY
Travel insurance is essential and Pod requires that you have suitable travel insurance
Travel insurance is required for all our placements to provide cover in the unlikely event of something going wrong while you are away. There are many different providers offering policies and we have included two below for you to consider.
Remember
- Arrange it once your placement has been reconfirmed / you book your flights (so that you have cancellation cover)
- Check what Covid-19 cover it provides
- Make sure it covers volunteering and any other activities you may want to do
- If you have pre-existing medical conditions, declare them and check if they are covered
TRAILFINDERS INSURANCE - FOR UK AND EUROPEAN RESIDENTS
Trailfinders offers a comprehensive policy including Covid-19 cover for cancellation prior to travel, curtailment of your trip, quarantine, and medical expenses whilst overseas.
For more details please see www.trailfinders.com/insurance
BANNER INSURANCE - FOR UK RESIDENTS
Banner offers specialist international travel insurance for Pod Volunteers at a special rate of £2.25 GBP per day + £10 GBP arrangement fee. This also applies to any travel before or after a Pod project. The policy provides Covid-19 medical cover but excludes Covid-19 claims for cancellation and curtailment.
For more details please see www.bannergroup.com. If you would like to arrange a policy at the Pod Volunteer rate please email ian.roberts@bannergroup.com
Banner Travel Insurance Summary of Cover (£ GBP)
| Medical Expenses | £5,000,000 | ||
| Hospitalisation | £1,120 | ||
| Funeral Expenses | £5,000 | ||
| Personal Accident | £25,000 | ||
| Cancellation | £3,000 | ||
| Travel Disruption | £3,000 | ||
| Travel Delay | £500 | ||
| Personal Property | £1,500 | ||
| Delayed Property | £750 | ||
| Money | £1,000 | ||
| Passport | £1,000 | ||
| Hijack and Kidnap | £10,000 | ||
| Legal Expenses | £25,000 | ||
| Personal Liability | £2,000,000 |
Banner Covid-19 Exclusion
Policies taken out from 16/03/20 contain a Covid-19 exclusion. This excludes claims for Cancellation, Curtailment and Rearrangement as a result of Covid-19. All other sections are still covered, including Medical Expenses.
Banner Activity and Sports List
Provided you are under 75 years of age at the date of buying this Policy, cover is available for the activities and sports listed below: Abseiling, Angling, Archery, Assault course, Badminton, Banana boating, Baseball, Basketball, Beach games, Bowling, Bungee jumping, Canoeing, Clay pigeon shooting, Cricket, Curling, Cycling, Deep sea fishing, Dinghy sailing, Fell walking, Fishing, Football (amateur), Go karting*, Golf, Handball, Hiking, Horse riding (excluding racing, jumping and eventing), Hot air ballooning (as a passenger), Hovercraft*, Indoor climbing, Ice skating, Jet boating*, Jet skiing (no racing), Karting*, Kayaking (up to grade 2 only), Kite surfing*, Mountain biking (no racing), Netball, Orienteering, Organised safari (without guns), Paint balling*, Pony Trekking, Quad biking (no racing)*, Racket ball, Rambling, Roller skating (including blading), Rounders, Rowing*, Running (non competitive), Sailing (with qualified crew, within coastal waters)*, Scuba diving (to 30 metres and accompanied), Sledging, Snorkelling, Softball, Squash, Swimming, Surfing, Table Tennis, Tennis, Ten pin bowling, Trekking, Tug of war, Volleyball, Walking, Water polo, Water-skiing, Whale watching, White water rafting (up to grade 4 only), Wind surfing*, Yachting (with qualified crew, within coastal waters)*. Personal Liability cover for those activities and sports marked with an * is excluded. This list is not exhaustive. If you intend to participate in any activity not noted above please contact Banner Insurance (see the Travel Insurance Form for details).
